LATEST NJ HOME MORTGAGE NEWS

04/21/06
Industry leader, Jeff Shapiro, President of Somerset Financial Mortgage was recently featured in the April/May issue of Real Estate Executive Magazine. Real Estate Executive is a business and lifestyle magazine, reaching professionals in the real estate industry. It is produced exclusively for industry leaders, including top-producing residential real estate executives, brokers, lending institutions, and mortgage and title companies.

11/07/08
Paul Quinn enjoys helping Somerset Financial's clients get the best program and rate for thier circumstance!! Paul has been with Somerset Financial since 2005, and is very active in the day to day operations at their office. He is definitely the person to speak with about commercial financing, as he is the on-site expert, and is just as versed in residential mortgages as well. Call with your scenario and let him figure out the best way to reach your goal!!

03/26/06
News By: Mortgage News Daily

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03/02/06 IT DOES NOT COST MORE TO USE A MORTGAGE BROKER

THE MORTGAGE BROKER IS COMMITTED TO CUSTOMER SATISFACTION

We know that for us, one of the most important considerations with any loan is simply to stay in constant touch with the borrower. We also know the importance of getting the job done in a timely manner.

We pride ourselves in the number of referrals sent to us by satisfied borrowers and we are committed to earning the respect and confidence of every single client.

AS YOUR MORTGAGE BROKER WE REPRESENT THE BORROWER NOT THE LOAN PROGRAM!

Lenders and investors from all over the country send us daily quotes on their particular loan programs. However, many loan programs may not fit the particular needs of the borrower. That’s why working closely with you, we are able to seek out the lending program that truly fits your needs, and not the lender’s.

As your Mortgage Broker, we understand the needs and desires of the community we live in. For us, nothing is more important than making sure you get the best loan in today’s fast changing market.

THE MORTGAGE BROKER PROTECTS THE BORROWER

Quite often the borrower may wish to receive a letter of pre-qualification from the Mortgage Broker for a specified amount. Somerset Financial Mortgage will gladly help you with this letter of pre-qualification, which is based off of the information provided to us by the borrower.

PROFESSIONAL MORTGAGE BROKERS

As members of the Association of Mortgage Brokers, we have demonstrated our firm commitment to remaining an informed professional in the rapidly changing world of real estate finance.

This unique dedication, which always includes strict adherence to a precise Code of Ethics and Standards of Professional Practice, results in the customer being represented by the most trustworthy Mortgage Lenders in the industry.

WE PROVIDE LOANS TO PEOPLE NOT TO NUMBERS!

Since real estate tends to represent the single largest investment most of us will ever make, it is vital to secure the best financing available. Every borrower has different needs, every property is unique, and every lender has their own rules and programs.

The difficulty for most people in shopping for their own loan is that they don’t know all the right questions to ask. Adding to that difficulty is the fact that most lenders only have two or three programs to offer, so their job is to sell you what they have rather than find the program that fulfills your needs.

We, on the other hand, can tailor the package that fits your needs, based upon many factors, such as your current income, your expectation of future earnings, and how long you plan to own the property. Since we broker through many different lenders, we have access to every sort of program.

We will explain all your options and assist you in making a fully informed choice. And since our fee is based on the loan amount, not on the loan program, we are not motivated to sell you a loan that you don’t want.

WE DON’T WORK FOR THE LENDER, WE WORK FOR YOU!

Somerset Financial Mortgage Provides the following services:

• 100% Financing

• Less then Perfect Credit is OK

• No Employment, INcome/Assets Mortgages to 3 Million

• 0 Point Loans

• Cash Out Refinancing to 100%

• Stop Foreclosure/Pay Off Bankruptcies

• Vacation Home Financing to 100%

• Jumbo Mortgages

• Construction Loans to 95%

• Investor Purchases to 100%

• Programs Starting at 1.25%

• Commercial Mortgages to 90%

• PROMPT, COURTEOUS ATTENTION...ALWAYS!

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