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05/10/06 We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan - with the best rates, terms and costs - to meet our clients' unique needs. But that's just the beginning of our service. Throughout the lending process we provide regular loan updates and progress reports so clients always know the status of their loan. We also offer a special Mortgage Manager service for those considering refinancing their mortgage. And, now it's our pleasure to offer all of our exceptional mortgage services online. Through Somerset Financial, Inc. you not only have access to the best loans available in the marketplace, but you can review loan alternatives, and even apply for your loan, at your convenience, online - 24 hours a day. 05/08/06 Growth in the U.S. gross domestic product is forecast at 3.7 percent in 2006, while the unemployment rate should average 4.8 percent. Existing-home sales are projected to drop 6.0 percent to 6.65 million this year from a record 7.08 million in 2005. New-home sales are likely fall 10.9 percent to 1.14 million from the record 1.28 million last year – both sectors would see the third best year following 2005 and 2004. Housing starts are forecast at 2.00 million in 2006, which is 3.2 percent below the 2.07 million in total starts last year. NAR President Thomas M. Stevens from Vienna, Va., said home prices are expected to cool, but not as much as in earlier projections. “Although housing inventories have been improving, the balance is still a bit more favorable for sellers and annual appreciation remains in double-digit territory,” said Stevens, senior vice president of NRT Inc. “Even so, the market is in a process of normalization – appreciation will return to normal single-digit patterns, providing solid investment returns into the future.” The national median existing-home price for all housing types is likely to increase 6.4 percent this year to $221,700, while the median new-home price is expected to rise 2.3 percent to $242,700. Inflation as measured by the Consumer Price Index is seen at 3.4 percent in 2006. Inflation-adjusted disposable personal income should grow 3.8 percent this year. 05/01/06 We are so confident that we can help you, that if you are not happy with the mortgage we get for you, we will gladly put you into another mortgage for free. IN addition, if we promise you a rate when you speak with us, and we do not get you the rate we promise, we will pay you $1000. No strings attached. With over 20 years of experience, and files of repeat customers, we are sure you will be happy working with us. Somerset Financial Mortgage has the right plan for you. We can help you onto the path of financial freedom and give you peace of mind. Call or Contact Somerset Financial Today! 04/22/06
100% FinancingFor qualified buyers. If we put you into a loan that you are not happy with, we would be happy to move you into another vehicle...for free. Less Than Perfect Credit is OKMany homebuyers are concerned that their credit score is not good enough for financing help. Simply not true. Any homebuyer can now find the perfect loan suitable for them. Somerset Financial can help.0 Point Loans do exist, and we have them available to qualifying customers.Cash Out Refinancing to 100%Somerset Financial Mortgage is always looking to help our customers improve their housing options. Borrowers can increase the value of their homes using this option.Vacation Home Financing to 100%Enjoy that summer home you have always been dreaming of. Somerset Financial can help you achieve this dream.Investor Purchases to 100%With our low mortgage rates, Somerset Financial Mortgage offers our customers uncompromised quality in service and efficiency.
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05/01/06 The Benefit from Refinancing Now Five reasons why you could benefit from refinancing and how that ‘benefit’ can be turned into a real profit for your future. At certain times and in certain circumstances it actually makes more sense for someone to re-mortgage than to stay with their current lender and ride the waves of ever changing interest rates. read more... 03/24/06 Calculating A Mortgage
03/22/06 Common Mortgage Broker Myths
Mortgage Brokers provide extremely important service in the field of finance, including the loan origination, working face to face with the borrower, pre-qualifying the loan, verifying the credit and property aspects of the loan and making sure that you, the borrower, are protected in all areas of the loan. The mortgage broker is committed to customer satisfaction We know that for us, one of the most important considerations with any loan is simply to stay in constant contact with the borrower. We also know the importance of getting the job done in a timely manner. We pride ourselves in the number of referrals sent to us by satisfied borrowers and we are committed to earning the respect and confidence of every single client. read more... 03/20/06 Everyone Loves A Victorian House
Yet often overlooked in the haze of nostalgia is the reason why Victorian architecture plummeted from favor toward the end of the 19th century, and why it was held in contempt for another six decades thereafter. And lurking in that story is a lesson that's even more applicable to the new homes of our own time. read more... 03/20/06 Refinance or Not to Refinance With rates still holding steady many home owners are rethinking the possibility of saving hundreds per month when refinancing. But should you refinance? To answer this question we will first need to define the financial term home loan refinancing. Home Refinancing Defined: The process of the same borrower paying off one loan with the proceeds from another loan. The repayment of a loan with funds from a new loan secured by the same property as the first loan. The new loan may be from the same or a different lending institution. read more... 03/02/06 IT DOES NOT COST MORE TO USE A MORTGAGE BROKER Mortgage Brokers provide an extremely important service in the field of finance, including the loan origination, working face to face with the borrower, pre-qualifying the loan, verifying the credit and property aspects of the loan and making sure that you, the borrower, are protected in all areas of the loan. The Mortgage Broker then presents the loan to the Mortgage Lender for funding. For providing this valuable service, the Investor gives the Mortgage Broker a wholesale cost. This makes it possible for you, the borrower, to obtain the most competitive rate available. read more...Pages: 1 | 2 |
Pre-qualify now for a Refinance, Purchase or Home Equity loan in New Jersey |
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